Last updated: January 1, 2024
By accessing and using Nova Caret's website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations.
Nova Caret provides financial planning and advisory services to individuals and families in the United Kingdom. Our services include but are not limited to:
Nova Caret is authorized and regulated by the Financial Conduct Authority (FCA). All advice provided is subject to FCA regulations and guidelines.
As a client, you agree to:
Our fee structure will be clearly explained and agreed upon before any services are provided. Fees may include initial advice fees, ongoing management fees, and transaction charges.
All investments carry risk, and the value of investments can go down as well as up. Past performance is not a guide to future performance. You may not get back the amount you invest.
Nova Caret's liability is limited to the extent permitted by law and FCA regulations. We maintain professional indemnity insurance as required by the FCA.
If you have a complaint about our services, please contact us in writing. We will investigate and respond within eight weeks. If you remain unsatisfied, you may refer the matter to the Financial Ombudsman Service.
We are committed to protecting your personal data in accordance with UK data protection laws. Please refer to our Privacy Policy for detailed information.
Either party may terminate the advisory relationship with appropriate notice. Any ongoing obligations will be clearly defined in your service agreement.
These terms are governed by English law and subject to the exclusive jurisdiction of the English courts.
For questions about these Terms of Service, please contact us: